Profile Pic/Siggy highlight text?

[Psychokitty]

I've noticed that in some people's siggys and Profile piccys that when you put the mouse over them, they show customised text instead of "*insert username here's* Profile Picture." And in the siggys, its the same thing, instead of showing "*insert username here's* signature," it has some words that the person put there. How do you do it?

e.g. Harle-Quin's siggy.

[rubah]

<img src="img url" alt="what the image is" title="the customized text you want"/>

This is, of course, in lieu of the bbcode [IMG]