TrollHunter

I don't have any tips for American schooling but in general just go at it hard. As soon as you get course outlines and know what your assessment is, start working on it. Little bits at a time means the effort is almost unnoticeable. Don't let the work swamp you if you can help it. Also enjoy yourself, if you hate the experience then you're not likely to do well!

Considering I've got to pay for this, I'm definitely going to work my ass off. I hate parties myself, so that shouldn't be too much of an issue.
I'll have to get better at working on assignments a little bit at a time instead of one giant burst. I can start working on that next semester actually.

First off, Congratulations!!

You're right about the "one year of salary" rule. It's a good rule to follow. But don't worry too much about loans, education debt isn't necessarily a "bad" debt to have. Just make sure you make it worth while. Education debt isn't so bad because it's something that will pay off in the end, (where as with something like a car loan, you get a loan on something that can only depreciate in value)

My only other suggestion is to never let anything get in the way of you and gradution!! Of course, you should have a good time. It's college! But don't forget the number one goal you have. College goes fast! I can't believe I'm already in my final year.

I haven't a clue how American 'colleges' work so I'll go by English Universities and you can take from it what you will. Over here, our first year is just a year to break you into what's to come, so it doesn't count to the final grade. Make the most of your first year. Get stuck into the work, sure, but make sure you have a good time as well. Some of your best memories can be made in this year! I'm like you and I aren't a partier, so by have fun I don't necessary mean go out and get troutfaced! xD Other than that, the standard 'Do your best' advice is as good as any. And, as Jiro said, get stuff done before you get other work!

On the subject of money I can only offer the obvious. Don't buy what you don't need. Don't waste all your money on stuff and don't let peer pressure get to you! College makes debts and they aren't easily shifted, so keep your head on straight and you should be fine! If you feel you can balance college with a job, then go for it! It's what I did! Sure I missed out on every weekend having a break from uni and having fun, but it meant I had the money to do what I wanted when I could and it gave me a backbone to live on. And work experience is never a bad thing!

Congrats TH! Enjoy your time and make it worthwhile! Good luck! :]