I GOT A VISA CARD TODAY! =D

Okay, so like Yeah I've had other credit cards, like Department stores, best buy, all that good stuff. So I applied for a Visa card when I was opening my bank account up. And and and, it got accepted as normal because I have great credit because I'm a good kid!
And I have a really good credit limit! =DD My dad said I could go shopping, and I'm totally excited! So moral of this story kids... Pay your bills ahead of time, get good credit, get a mainstream credit card, AND THEN GO SHOPPING AS A VICTORY PRESENT! =DDDD

Yay! *does victory dance*

SCCCOOOOOORRRRRRRRRRRRE.

I'll try to be happy and party with you, but credit cards scare the crap out of me, since my parents had trouble with them for years. They still do, and fight about it a lot. I know that's not really uncommon, but whatever it still makes me really nervous about getting one and using one. Sometimes it's hard to be a good kid! Especially when no one knows that they're doing.

I've had a Visa card since I was... 17? I think it was 17. I dunno how my credit is though, I've never checked since checking it often isn't a good thing. I'd like another credit card though since people tell me it's good to have at least 2 major cards to build up your credit.

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Originally Posted by kikimm

I'll try to be happy and party with you, but credit cards scare the crap out of me, since my parents had trouble with them for years. They still do, and fight about it a lot. I know that's not really uncommon, but whatever it still makes me really nervous about getting one and using one. Sometimes it's hard to be a good kid! Especially when no one knows that they're doing.

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Yeah my parents have -bad- credit because when my dad left my mom my mom took the cards and went on a max out shopping spree and her name was on the cards. xD I'm to paranoid to max them out or even get close to that, I'm just excited because I'm going to buy a scanner maybe and other stuff and then start a paying. =D

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Originally Posted by Miriel

I've had a Visa card since I was... 17? I think it was 17. I dunno how my credit is though, I've never checked since checking it often isn't a good thing. I'd like another credit card though since people tell me it's good to have at least 2 major cards to build up your credit.

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Yeah I built my credit with a JcPenney's card and a Best Buy card, I've also been paying on Student loans. xD

I have horrible credit. I'm sure someone would give me a credit card but the limit would suck. I still should get one and use it responsibly to help restore my credit.

you realise any graphics card is capable or running vista? just because it says vista on the box doesnt make it run vista better

and erm its like the nvidia logo on some games, although the radeon x1900xtx would be the best to play any game on..

OMFG IGNORE THIS POST >.< I THOUGHT I READ VISTA..

visa card :P i got one of those big whoop

Its funny cause i was 17 i think when i got my first visa card ... i had a 300 dollar limit cause my mom was trying to look out for me ... well after i turned 21 they raised my limit to 800. i had no clue ... then i got another one with a 1000 dollar limit ... and now i am freakin out cause i can't afford to pay them off like i used to any way credit rocks when you make enough to take care of it easily ... but if not ... whooo it can make you feel like hell .

I have a capital one card, which has like a 2500 limit on it, which is nice =) but I just bought a car, so now I'm in debt up to my eyeballs

Grats on your car StarChild !!!! what did you get (?)

I have a Master Card, and I've only ever used it twice, and both times were for expensive things and therefore it was more convienient for cash.

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Originally Posted by Miriel

I've had a Visa card since I was... 17? I think it was 17. I dunno how my credit is though, I've never checked since checking it often isn't a good thing. I'd like another credit card though since people tell me it's good to have at least 2 major cards to build up your credit.

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Apparently you're entitled to one free credit report a year?

My parents must have the best credit in the world. My dad and I were watching a documentary on credit cards on PBS and I asked him how much he'd paid interest on his cards since 1992 when they first got theirs, and he was like "$0".

Pay your bills when they're due kids, it'll pay off!

It was sorta interesting when I was working, seeing what kinds of people used debit cards and what kind had actual credit cards. Obviously most of the younger college age kids had debit cards, but occasionally there would be a middle aged guy with a gold card ;]

I'm very leery of buying things that I don't have teh money on hand to pay for, which I am sure will work out to be an advantage!

[edit-- It's a good idea to have two major credit cards also for the reason that while some places will accept one, other places won't take the other ;] Also, a GM mastercard builds you up a lot of money towards a GM car. When my parents and I were looking for me a car before I turned sixteen, a brand new car was a big option, because of the thousands dollars off they'd earned on their GM card. I got a used car anyways, because I found one that perfectly fitted mexD]

You can get free or very cheap credit reports at a lot of places, but the more times you get your credit checked, the worse it becomes. I'm not entirely sure why that is, but everyone tells me not to have my credit checked unless I absolutely have to.

Buy me that magnetic floating bed.