I was the same height at 14, I got over that "handicap" area. Hoping for another 1-2 inches, don't worry about it! 14 is young!
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I am of the opinion that even though you are technically handicapped, there's really nothing wrong with you aside from being short and that you shouldn't take advantage of the money, but hell I don't know what I'd do in that situation so go for it.
Being short makes you more susceptible to herpes.
Being short makes you a better height for... hiding in small places. :shifty: