Online shopping with a debt card

Hmm, see the reason why is because I don't wanna get a credit card, ever. My Econ teacher says that there are so many risks with a credit card, you miss a payment even by a few days the repot men come by and punch you in the stomach and take your stuff when you're passed out. Also if you get your credit card stolen, people can just buy stuff to their hearts content and when the bill gets to you, you then realize you can't pay for the 45,000 dollar car with the 500,000 dollar engine that you bought online then you get arrested for not being able to pay for the stuff.

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Originally Posted by Joel

Hmm, see the reason why is because I don't wanna get a credit card, ever. My Econ teacher says that there are so many risks with a credit card, you miss a payment even by a few days the repot men come by and punch you in the stomach and take your stuff when you're passed out. Also if you get your credit card stolen, people can just buy stuff to their hearts content and when the bill gets to you, you then realize you can't pay for the 45,000 dollar car with the 500,000 dollar engine that you bought online then you get arrested for not being able to pay for the stuff.

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You should really get a credit card anyway...just be carefull. You need to start building your credit because in the future good credit helps you alot. Banks will be more easy on getting you loans for cars, a house and such. Just dont go nuts with a card :D

I don't buy stuff on-line very often at all, and I don't think I will anytime soon, as I'm having to save money for college and things.

What I have bought, though, was J-pop CDs (Namely from Ayu and Maaya Sakamoto), books that are hard to find anywhere off-line, and Softcore pr0n movie files. That about covers it.

Personally, I'd rather make my purchases off-line.

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Originally Posted by Mr. Graves

Personally, I'd rather make my purchases off-line.

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*nods* But not always possible. In England, now, many sites are startin to accept 'Solo', which means I can order stuff online. Which may end up not being a very good thing...

You shouldn't use your debit card online - you're liable for the entire balance of your account. Most credit cards you're only liable for $50.

"My Econ teacher says that there are so many risks with a credit card,"

if you're stupid, which most people are.


Anyway, I'm not sure about actual DEBIT cards, but you can use check cards anywhere.