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The general idea in the final fantasy series is to get a higher lv than the bosses you fight at that point in the game. In FF7 I'm usually lv 60 before i get past the golden saucer.... in FF9 I was lv 60 right after fighting my first black mages. In 10 i was lv... well that doesn't really go by lv's but i could whoop sin easily by the time I got to him. FF8 is the only exceptions.. you could go through the whole game spending very little time actually lving. Tho it's still more fun fighting at lv 100.. :D
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I'm sure being lvl 60 in chapter one is all fun and dandy but to me the funnest parts of FFT have been the battles where I go "Oh crap, glad I saved" I've always loved the challenges, so it really depends on how you play the game