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I really liked this game, It changed the series, in a way, that (may not have been for the better for some people but) was best for me. I also really thought the weapons, action button, and main character were all great, It should definitely be considered as one of the best games of 2005. Also it was good for the GameCube to show off its great (and often underestimated) graphical power.
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I'll agree with Halo 2 being overrated because there are faaaaaaaaaar better shooters out there.
I have to give RE4 props because of how much it has changed. I wan't really scared of the game either, but I felt like I was playing a non-stop action movie. It entertained me a lot.