I might buy a TV. I'd save most of it though.
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I might buy a TV. I'd save most of it though.
I used to be horrible with money until I learned how to threesome. This involves splitting money into the three: needs, don't needs, and save on a weekly basis.
IE: 1000$ would be split to 330$ with the extra 10$ providing leeway into any of the spending purposes.
1. Needs: rent, food, phone, travel (extra at the end of the week goes to paying credit cards/debts)
2. Don't needs: booze, a giant chicken suit, bikini top made of coconuts, panda bear chopsticks,russian egg dolls with the images of communist dictators on them... etc...
3. Savings: for the bigger things I want/need like travelling, one day a car, sex change, education, ipad...
One might consider me responsible with my money, but really I'm just apathetic towards spending.
It's weird too because I forget that in Aussie 1000$ doesn't go too far. Wages are higher ... Overnight mcD workers can get paid 25$/hr and that's my wage working as a caretaker/pizza flipper. But rent is paid weekly and for most is around 300$/week (I pay 150$ weekly) and Australia is no 2 for highest standard of living... It's super expensive here. Pack of cigs is almost 30$ and a case of beer easily 50$. If I were in Canada I could stretch it out.
Ya sometimes I need to adjust it when the needs outweigh. I should save more but if I didn't budget for the wants I know I would binge splurge which would prob be very detrimental.
The benefits of our high cost of living are going down the drain too but I guess that's a story for another thread