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I also live in a place where people were still using dial up until this year, more dirt roads than paved, less than 1 million people in the entire state. 60% forest.. you get the idea, we aren't in the leading edge of technology here. Most towns don't have more than 2 stores anyways so you're not very likely to find one with much more than a card swiper and that's only because we get so many flatlanders up here on vacation that don't carry cash. Hell people still use barter and trade here, everyone's a dickerer! :p
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the "town" (if you can even call it that) where i grew up has a population of 300 people and one single store, and they've had a card reader for at least 18 years :p. The same goes for the neighbouring towns who were just slightly bigger, so idk ;p
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you crazy Europeans don't count ;)