There is no such thing as luck.

"Luck" is directly related to the amount of work one puts in. Because I work very hard, I would often classify myself on a 10 Luck scale. I am extremely lucky. But I also work incredibly hard.

However, things are 7ish for me because many of my targets are simply too challenging for the amount of work I can afford to put into them, and so, until I manage my time better, or, maybe, until I can rejuvinate my finances a little, my luck will be running up a taller hill.