A Final Fantasy forum isn't really somewhere you want to be asking for financial advice. I mean sure, there's bound to be ONE person here who is taking an Economics degree (I have absolutely no idea who that one person could be though oh please somebody find them ho ho ho I am funny!!!) but really now. My tips for you: Diversify. Don't just buy stocks, buy bonds too. And don't just buy one type of stock, buy a variety, 'cause that'll reduce your risk.