Okay, so, i'm only 14, but i'm FREAKING OUT about college!

I'll be going into the 10th grade, and I know that before long i'll be having to make some major decisions concerning my future. I've been told Junior Year is when you start applying for college. ;___;

My main concern is tuition and fees and such. College is alot more expensive than it used to be! My mom keeps reminding me that scholarships would be a great thing, so i'm trying to keep my grades as high as I can. I really want to steer clear of loans as much as I can. xD

I want to go to school to study fashion design, and there are 2 schools i'm very interested in. A school up in New York (the Pratt Institute), and one way off in California (the Fashion Institute of Design & Merchandise). They're both appealing to me, especially the 2nd one, and I know it'd be a good experience to get out away from home for a while (haha, i'm in Tennessee!).

But yeah...Prices scare me! What are some things I should start doing now to save up for college? What are some things I might want to look into? Any advice is very much appreciated!