I really don't -- It goes against my habit of not planning in advance and having 'data' before I do things. However it started to become more and more mandatory, and I really did want to know how I am doing financially.

Let's just say I had no idea. Also I think some people think it is prudent not to reveal specific information about your finances, so I'll avoid that.

So basically what I have found out is that [because] for the past 3 months I have been (knowingly) paying for our 3rd roommate's rent, I barely have spending money. It actually went down some 2/3rds. Now this isn't bad by itself -- the amount of spending money I had is 3x what I spend in a month. The problem is that I owes monies to credit cards due to some unforeseen events a few months back, and I was hoping that when more people moved in, it would 'fix' all of the problems.

Well, yes, it would, if I had any bloody idea how much money I actually can spend a month. This really does show my ignorance. I forgot to factor in my share of the rent, and so I thought I was in [slightly] better shape. I also have enough on my plate all by myself. Car and financial investments alone is a sizable chunk. I'm still quite well off, but I cannot be as ambitions as I had hoped to repay my debt.

It will work out in the end, and I'm not worried -- I still need to save up to pay my parents back for a trip to Hong Kong in November (1300$ -- no worries telling that), which means (after I calculate) that I'll have to pay the credit cards a little slower than I'd like.

But imagine if I did not know this. I had fully intended to drop my entire spending money for the month (before I would have spent it) on credit cards, and would've went 'wtf' a few days later as all of my expenses piled on me. This exercise makes it ridiculously easy to figure out what to do with my money (ie: give it away).

Do you do expenses? How do you like it? U asia? Asl?