Actually inexperience is a factor, definately, but the difference in the accident ratio between new drivers in their 30s and new drivers in their teens is vast. With young males it's all about their inexperienced & immature social thinking. Their need to show off, their need to go fast & attempt to impress people & their inability to cope with the responsibility of having such a dangerous piece of machinery. So even if they learn in their mid-20s, the accident rates will still be lowered.
Change your insurance company. Shopping around works.
Women are by far & away the best drivers on the roads. I hope you appreciate how difficult is is for me to have to admit that.





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