Okay... well here is what's basically happening. PlayOnline works fine (or at least as good as it usually does) I'll select to play XI and everything works normal until I get to the Main screen that lists the title and the title of all the expansions. Now normally it takes a few seconds to get the background to move but recently, it takes about 10 seconds longer.

If I wait a bit, the screen puts everything into a darker hue. If I wait even longer, the invisible text boxes become visible around all the titles. Longer than that and the screen goes completely gray with only the text boxes visible. After this, it will cycle back to normal except the text in the right hand side become unreadable (Create Character, delete character, even the Square-Enix logo becomes unreadable). The mouse cursor never works in this screen but its automatically highlighted on Character select so I can at least get to the screen where it lists my character. This screen also appears in a dark hue and at that point I get an error message and the program is shut down.

I hope this may help to determine the problem. I did do a few driver updates awhile back and its unlikely I have played XI after the updates cause I've been really busy with school and work. Its very possible its the driver update like Omecle said...

Btw, thanks for all the help