^ This.
I can tell you lack any knowledge of anatomical/artistic study of males and females, especially when it comes to facial structure, but I'll just give a quick rhetorical as an example. You do realize how easily most women can actually look male by just wearing some different clothes and getting a masculine haircut, right? You're pretty deluded if you think any of the guys Wolf Kanno mentioned look "feminine". Just because the Japanese typically do cleaner cut faces with chiseled facial-bone structures in no way depicts femininity [they don't have to look like Jack Black just to be considered looking "male"]. If anything, it sounds like you have a 70's-American-media-influenced opinion on what males "should" look like. Either go watch some cowboy movies or go play Street Fighter IV/WoW.
No. Just no. Cloud looks cute as a guy, however he looks ugly as a female in this picture you showed. His cheeks are way too thick for the female hair that was put on him, and whoever designed the body made it too bulky [or "fat" for lack of a better word]. His cheekbone placement also make it a dead-giveaway that he's actually male, so it sorta kills the image of this possibly being a female.
I really hated the character designs for FF XII [and I'll have to say that Vaan is one of the few that actually does look feminine], but it was a great installment in the FF series. I would much rather have played as Reks though, but I guess I should have expected SE to stick me with someone second-rate [at least it wasn't Tidus though]. This game really restored a lot of my faith though. I was so happy with FF IX, then FF X was such a disappointment and FF X-2 was even worse, I was starting to lose my faith again. I'm having some doubts about FF XIII but I'll give it a fair chance like the others.