It's a good game. I wouldn't call it a masterpiece though. I think the fans and haters balance out well enough that I wouldn't call it overrated. I don't think it's all that overlooked either. Maybe it was at the time of it's release, but since I've been interested in the series I've heard nothing but how awesome FFIX is. I enjoyed the game, but I was kind of disappointed that it didn't live up to the expectations that I gathered from everyone. Quina is overrated. Not a terrible character, but I'm sick of his/her face.

One day FFXIII will be the new FFIX.