i don't consider it being chronicaly over leveled, i see it as being prepared for the worst...
Admitting you have a problem is the first step towards the solution

I think after playing enough RPGs you develop the mentality that you NEED TO GRIND LIKE CRAZY.
I always wanted to blaze through games to see what was coming up next. Most people I knew were the same way. I knew some people plowed through the games overpowered, but I thought that was a slim majority.

Personally I think criticizing a game for being too easy because you can over level is a bit like saying a FPS game is too easy because they included an easy mode. Just because it gives you the option to make it easier doesn't make it an easy game.