I actually have to say Final Fantasy IV.

Look at it this way.

The ones that are named for being "overrated," like VI, VII, IX, and X all have one thing in common: they have more haters than overraters. Or rather, people who look down at the overraters and scoff and start arguments like what happened above me.

But IV is widely regarded as being one of the best games, and has nary an objector about it that I've seen. But IMO, the game just isn't that great. A lot of the characters made me, at the time, wanna stop playing RPGs completely (especially Edward and the Blunder Twins), and the whole "switch out awesome characters for terrible filler characters" thing got on my nerves really fast.

The pacing is really bad once you get about 3 hours in. It's just a huge mess.