One of the unrealistic pieces of 'advice' I usually get is to save a ridiculous proportion of your income as emergency money.
Now, either this is unrealistic or unreasonable or impossible for some people, so a better piece of advice: generally you will come across various issues in a year. If you can avoid this for some reason (like in a certain eoeo thread), SAVE YOUR MONEY
save your money like your life depends on it, because you never know when something will happen to cost you 100 something percent of your after expense, after tax income.
If however that never happens, you have worse things to worry about, and may need to consider different options. Living paycheque to paycheque will not afford you escape.




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