Personal cheques perhaps if you're buying something in a retail store, but businesses will rarely pay with anything other than cheques and electronic banking. At least if they deal with an accountant with half a brain come year end. Cheques are only as good as the person writing them though and you've got no way of knowing whether you'll get the money if you're taking a personal cheque really. At least with debit cards and credit cards you know immediately if it's going through.
I write cheques for my rent and that's it really. I'm surprised anyone pays with cash anymore though. Aside from the rare occasion when I go out for drinks or something I never carry any and simply use my debit card.
Also, the way most/all of you spell cheque bothers me greatly. For shame!






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