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The first time you meet O'aka, on the S.S. Liki
O'aka: Oooh, them's fascinatin' clothes you're wearing! (Walks over and inspects) Yewh! Filthy, filthy! These won't sell or me name's not O'aka! Don't look like you got much money either. I've no business with ye. Outta me way!
Tidus: Who do you think you are?
O'aka: O'aka XXIII, merchant extraordinaire!
Tidus: O'aka the who?
O'aka: Don't know me? Well, not many do, not yet.
ŽO'aka: But someday, the name O'aka will be spoken all over Spira!
ŽSay, lad, you wouldn't have a bit o' Gil to lend?
Yes. [Give him some Gil.]
O'aka: You're really gonna give me X Gil?
Yes.
O'aka: I guess it pays to ask! Thank ye kindly, lad! Fine seed money for the O'aka merchant empire!
ŽMuch obliged, lad! I'll be sure to pay ye back!
No. (Or cancel, or give him 0 Gil)
O'aka: (Disgusted noise) Should've expected as much.
No.
O'aka: Eh, it figures.
ŽO'aka: Have you got some to lend?