I was only able to complete projects in high school and essays in college with some level of urgency needed. I couldn't do this with film projects though because that required more pre-planning. I remember many times a lot of students didn't finish things on time, so the teacher would give us all one more day. Sometimes people are just unrealistic about deadlines and sometimes we are just procrastinating little trouts.

One time I lost my unlimited metro card for work like a silly sally, but the receipt was kept and there's insurance on 30 day cards, so my boss was able to get his money back. The rest of the things I've had to pay for can be mostly covered through T&E reports.