Someone didn't read the later post I made in the thread
Ultimately saying "Budget better" is something that might help individuals but it doesn't address any of the problems that exist on the social scale; failure to teach people in school how to budget, failure to provide a decent, living wage for many people, extortionate rents, the near-complete destruction of social housing, the lack of social mobility and endemic poverty that afflicts many groups, the crushing debt incurred in going to uni or whatever in an attempt to better one's situation, the concentration of wealth and political power in the hands of a cronyist elite - these things are all contributing massively more than any individual carelessness or profligacy to the situation. So yes, Clo might find it easier to pay her bills if she uproots her life, gives up much of her independence, and lives like an ascetic, but she shouldn't actually have to do that just to get by.Yeah I didn't want to suggest there was absolutely nothing at all to be done, you can usually improve things to some extent. It's just that there should be no surprise that budgeting alone is rarely sufficient for people who are legit poor.
In closing,
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