It's generally an idea to give people some context to stem discussion from rather than ambiguous conjecture stated as fact.

Though lets admit once and for all people will/will not do something for any number of reasons. And there's some who can't.
I see you're making more statements about conversations you seem to have had with yourself and have posted your conclusions/sweeping generalisations for us all to see again?

Don't get me wrong you seem to be trying to start quite interesting discussions but your wording is so vague that most people are going to be left think "what's the point this person is trying to make?"

It's like being given a 5,000 piece jigsaw to assemble without a reference picture. These threads would be far more fulfilling with a reference.