While I wouldn't get overconfident, I don't think they would spend this long talking about how they intend to keep character data carrying over from phase four and then not go ahead with it unless there is some disaster. So far everything has been going ahead pretty smoothly so yeah, I think the character data shouldn't be an issue.
Basically you should play in phase four as if you're going to have everything you do remain done. There's no point in spending on the assumption they won't carry over data and then raging about how all your gil is gone come launch, that's for sure.
Still, there's a reason I've taken time off for launch and not phase four (although if things go ahead swimmingly I may end up being home for open beta anyway).




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