Originally Posted by
rubah
stop using debit cards to purchase things. keep track of your expenditures and use a credit card to make purchases; there's a lot more protection that way. Someone goes on a spending spree with your card, you get a call that day and they send you a new one. The charges are dropped and your cash is safe.
Has there been a spree lately? Yours is the third story I've heard this week!
I don't understand this though. Don't you need to input a code each time you use debit cards in the US? Isn't it possible to have a debit card that only works at card terminals in stores, and not on for example the internet? Even using my debit visa on the internet requires me to input a code from the code generator my bank gave me.
No one has ever ID thieved me, and I've never been incorrectly charged. I didn't use the debit visa when I was in Japan though. Well, I did, but only on 7-11 ATMs and then I used cash everywhere else.