I am glad that games started offering ways to reassign skills, attributes and the like for minor penalties. I started playing a new game of Etrian Odyssey III about a month ago and it's been nice to be able to reset my characters' skill points and sub-class selection for a loss of five levels. It takes a lot of the stress and worry about "the right build" out of the game and it also keeps me off of online strategy guides hoping I am building everyone right.