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Thread: How responsible are you with money?

  1. #31
    Quack Shlup's Avatar
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    I might buy a TV. I'd save most of it though.

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    Recognized Member Chemical's Avatar
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    I used to be horrible with money until I learned how to threesome. This involves splitting money into the three: needs, don't needs, and save on a weekly basis.

    IE: 1000$ would be split to 330$ with the extra 10$ providing leeway into any of the spending purposes.

    1. Needs: rent, food, phone, travel (extra at the end of the week goes to paying credit cards/debts)
    2. Don't needs: booze, a giant chicken suit, bikini top made of coconuts, panda bear chopsticks,russian egg dolls with the images of communist dictators on them... etc...
    3. Savings: for the bigger things I want/need like travelling, one day a car, sex change, education, ipad...

  3. #33
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    Quote Originally Posted by Chemical View Post
    I used to be horrible with money until I learned how to threesome. This involves splitting money into the three: needs, don't needs, and save on a weekly basis.

    IE: 1000$ would be split to 330$ with the extra 10$ providing leeway into any of the spending purposes.
    Man I wish I had more than like 20% of my paycheck left (and that's if I'm lucky) after I pay for necessities. That'd be super nice.

    My future is fuelled by the fires of words, wit and companionship.

  4. #34
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    One might consider me responsible with my money, but really I'm just apathetic towards spending.

  5. #35

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    Quote Originally Posted by Shorty View Post
    Probably in hopes of teaching you responsibility with it.
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    Huxley: NO!
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  6. #36
    Recognized Member Shorty's Avatar
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    Quote Originally Posted by Chemical View Post
    I used to be horrible with money until I learned how to threesome. This involves splitting money into the three: needs, don't needs, and save on a weekly basis.

    IE: 1000$ would be split to 330$ with the extra 10$ providing leeway into any of the spending purposes.

    1. Needs: rent, food, phone, travel (extra at the end of the week goes to paying credit cards/debts)
    2. Don't needs: booze, a giant chicken suit, bikini top made of coconuts, panda bear chopsticks,russian egg dolls with the images of communist dictators on them... etc...
    3. Savings: for the bigger things I want/need like travelling, one day a car, sex change, education, ipad...
    Rule of three! I suppose this is essentially what I do, though I do leave myself a smaller amount for Don't Needs and put more toward Savings and Big Stuff. Good way of looking at it!

  7. #37
    Recognized Member Chemical's Avatar
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    Quote Originally Posted by Mr. Shauna View Post
    There is an odd mix in this thread of depressing stories where $1000 would mean a lot, and smug jerks where $1000 wouldn't mean too much. Personally falling into the latter category it's interesting to see opinions from both sides.
    It's weird too because I forget that in Aussie 1000$ doesn't go too far. Wages are higher ... Overnight mcD workers can get paid 25$/hr and that's my wage working as a caretaker/pizza flipper. But rent is paid weekly and for most is around 300$/week (I pay 150$ weekly) and Australia is no 2 for highest standard of living... It's super expensive here. Pack of cigs is almost 30$ and a case of beer easily 50$. If I were in Canada I could stretch it out.

    Quote Originally Posted by Shorty View Post
    Quote Originally Posted by Chemical View Post
    I used to be horrible with money until I learned how to threesome. This involves splitting money into the three: needs, don't needs, and save on a weekly basis.

    IE: 1000$ would be split to 330$ with the extra 10$ providing leeway into any of the spending purposes.

    1. Needs: rent, food, phone, travel (extra at the end of the week goes to paying credit cards/debts)
    2. Don't needs: booze, a giant chicken suit, bikini top made of coconuts, panda bear chopsticks,russian egg dolls with the images of communist dictators on them... etc...
    3. Savings: for the bigger things I want/need like travelling, one day a car, sex change, education, ipad...
    Rule of three! I suppose this is essentially what I do, though I do leave myself a smaller amount for Don't Needs and put more toward Savings and Big Stuff. Good way of looking at it!
    Ya sometimes I need to adjust it when the needs outweigh. I should save more but if I didn't budget for the wants I know I would binge splurge which would prob be very detrimental.

    Boldly go.

  8. #38
    Eggstreme Wheelie Recognized Member Jiro's Avatar
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    The benefits of our high cost of living are going down the drain too but I guess that's a story for another thread

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  9. #39
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    Quote Originally Posted by Jiro View Post
    The benefits of our high cost of living are going down the drain too but I guess that's a story for another thread
    I was having a nice morning, and then you go and remind me that our government is screwing us.

    My future is fuelled by the fires of words, wit and companionship.

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