You know, I'm playing Tales of Xillia at the moment. 2nd playthrough. Great game.

I'm torn by the loot system. I love the way you invest the materials you gather in the shops in order to level them up, unlock new items and get discounts. It means absolutely nothing you pick up is wasted. On the other hand, the actual act of wandering around the edges of some very boring overworld environments is a real chore.