Uh... If somebody lost money, then they had it to begin with. That means that they've experienced, understood, and have accomplished the goal of at least lower middle class.
Anybody can lose money by 45. But some people are too incompetent to make it by then.
And maybe those people shouldn't be neutered (Maybe they should), but, honestly now, are there really any redeeming properties for such people at all? Nah.
And I never flamed anybody. If I did, then I want a quote! Because I can justify anything I say.



