Quote Originally Posted by Matty Pie!
I got in an accident when I was 19. I looked away for a second then rammed into the back of a big Ford F150. It was an older truck, so it didn't get a single scratch. The front end of my little ranger got absolutely crushed though.

The guys I hit didn't seem to care all that much, I was freaked out though. I think my insurance rate went up a bit. I haven't been in an accident since.
Did your rates drop back to normal? Or is it still in that process?