I definately prefer subtitles.. although the dual option thingy is a good idea.

As for not paying attention to the animation? I always now what is going on while reading the subs. But I am a reader by nature.. .part of the reason I prefer subs. Anyways the only time I prefer dub is when I am trying to watch tv and eat.... eating makes reading subs a tad harder while still paying attention to animation...

2 things at once... easy... 3 things at once.... quite beyond me.