Oh, boy, let's see if I remember.
OK, your BG: Do you want it to be a solid color or a pic?
If you want it to be a solid color:
[qute]
<html>
<head>blah blah blah
</head>
<body bgcolor=[insert color or RGB here]>
</body>
</html>
[/quote]

Or if you want it to be a picture the it is something like this:
<html>
<head>
blah blah blah
</head>
<body background="File dirrectory">
</body>
</html>
And for the navigarot thing (this one is kinda hard)
It deals with frames and looks like this kinda:
<html>
<head>
blah blah blah
</head>
<frameset cols="x%, y%">
<frame src="Location for 1st page">
<frame src="Location for 2nd page">
</frameset>
<noframes>
[Text to enter incase someone's borwser doesn't support frames]
</noframes>
</html>
Some things to note:
1.Those may not be exact, but I think they are.
2. The "x%, y%" is where you define how much of the page you want each of teh 2 frames to take up.
3. the "<noframes>" isn't really needed I dont' think, because I think nowadays all webbrowsers support frames.
4. the "<frameset>" takes place of the "<body>".

Good luck and hope that helped.