Ugh, I know I shouldn't be reading this thread.
I was getting into my shower one day when a huge spider dropped right past my shoulder. Dunno what it was, but it was big, it was fuzzy, and I was gone in an instant. Never saw it again. I think my brother might've though.
I don't have any problems with moths, but my Dad's scared to death of 'em. It can be pretty funny at times, actually. Most of the time, if I find a bug in my house, I'll catch it and let it outside. Spiders though ... when they invade my territory, they die.