The most recent would be a couple fo years ago when I rented Gladius,the copy I rented was messed up so you could only save it 3 times (once in each save slot) then you couldnt save it again for the rest of the game, so your options were either dont save and risk dieing, or do save and risk not being able to save again.

Another time before that was when I borrowed FFVIII from my friend, it froze about an hour into the first disc >_<.