Good: pting with cool people and having fun.

Bad: pting with people who don't know what they're doing and get you/themselves/others killed. The fact that I can never afford anything. The fact that it takes forever to get anywhere, even with chocobo or warp or airship or whatever. The fact that you can try for hours to make a party and have nothing to show for it. The fact that money can be really hard to get a hold of sometimes. The general difficulty of trying to play FFXI. I've said it many times to my LS, but I'm going to say it again:

Sometimes FFXI makes it really, really hard to be able to play FFXI.