Worth dishing out the money?

[Ouch!]

Aww thanks to both of you! 12 bucks a month is nothing!

You are officially the most kickass person to step into this forum and ask about monthly fees as you are the only one I've ever seen say that. Good on ya.

(SPOILER)Come to midgardsormr.

Also, assuming you wanted to do everything in FFXI, it would take you multiple years. With all the quests, multiple jobs to level, original missions, three expansions worth of missions, excessive end-game activities, etc. you won't run out of things to do any time soon.