I know how you feel; those PS1 memory cards were so unreliable. I distinctly recall playing through Final Fantasy VII, only for my memory card to corrupt my data just at the end of disc 2. I went completely ballistic, of course, and vowed never to play the game again. Thankfully, that vow didn't last too long.
I hope your day improves, although I'm sure it can't get any worse. =/