As one of the biggest advocators of FFXI on this forum since the days of it's earliest tidbits of info, I feel I should say something....that being said I think most everyone covered everything well....EXCEPT!!!! What the fees go towards. >.>
So that being said what does YOUR 12 dollar monthly fee go into?
It goes into the fine 20+ servers, providing us the entertainment of the game, with lot's less lag then many other MMO's out there (SWG comes to mind, with less people in an area, MORE servers then FFXI will EVER have, and STILL had lag out the a@$ on a planet by yourself with no one for light years) If we didn't pay those fine chaps at SE a nominal fee of 12 bucks, we wouldn't have servers.
But WAIT, there's more!
They have to pay the devs to continue to provide us with content for the game. In fact the content they release every month or 2 is probably enough to fill up a normal offline game, considering how much work they put into it.
PLUS there's the dev team that does the system maintenace on the servers, and fixes errors in the games and tests every aspect of the game.
AND the GM team to work on solving players problems and bug that happen on the fly to someone that needs a fast fix. While also dealing with cheaters and botters.
And on top of all that we pay we also get access to a game which have hundreds of times more content then ANY offline game EVER, and will EVER exist. With more play time availability then any other RPG. Heck, I've been playing this game since day one of NA release, (that's 4 years for you whipper-snappers) and I've racked up about 160 days of play time (Note: The timer in FFXI collects your time from the second you long on till you log off, much like in past FF's, but unlike them, the timer converts hours into days. So for me 160ish days of play time is 3840 hours of playing the game)
So needless to say that simple 12 bucks a month is WELL worth the money. This game has the potential to play through that will over shoot every other FF to ever exsist in play time, by entire months of play time over them.
And besides, you also PAY a fee of probably 20 bucks to get online no less. Yet you complain about a game that is easily 20+ games of content molded into one for about 42ish bucks to start up the game.
Geez, people these days just have no sense of economics and value. >.>