In the UK its mostly done as, you pay up to the value of the dvd, game or whatever. Past that and I tell them I'll be in there later to pay and just never go back in, they won't bother you too much.

I've done some good ones, once had a book out of the library that they wrote it off as lost cause. If I actually had to pay the fees it would have been in excess of £200 but I just got a 2 year library ban, I could enter the buildings but not rent anything or become a member again for 2 years. I wouldn't mind, my mom got the book out on my card and kept insisting she had returned it!