Sephiroth, and only Sephiroth, could use Black Materia because he spent years in the Lifestream, and so gained all the knowledge of the Ancients. He would be able to use Holy as well, and Aerith could use Meteor, but why would they? There's your evidence. And for the record, it would not make Cetra stupid, but the Planet, since it created the White and Black Materia.
Actually, he learned how to use the black materia by reading the instructions inside the temple of the ancients. Though even if your assertion here is true (which actually contains no evidence, despite you saying it does), it bears out MY argument, that it is the knowledge of the use, and nothing else, that allows one to use Materia.
And the Planet formed an intricate hewn temple temple staffed by the lingering conciousnesses of dead Cetra devoted to staffing the place. Riiiight. Now pull the other one. It's got bells on.