Quote Originally Posted by Mirage View Post
Quote Originally Posted by rubah View Post
stop using debit cards to purchase things. keep track of your expenditures and use a credit card to make purchases; there's a lot more protection that way. Someone goes on a spending spree with your card, you get a call that day and they send you a new one. The charges are dropped and your cash is safe.

Has there been a spree lately? Yours is the third story I've heard this week!
I don't understand this though. Don't you need to input a code each time you use debit cards in the US? Isn't it possible to have a debit card that only works at card terminals in stores, and not on for example the internet? Even using my debit visa on the internet requires me to input a code from the code generator my bank gave me.

No one has ever ID thieved me, and I've never been incorrectly charged. I didn't use the debit visa when I was in Japan though. Well, I did, but only on 7-11 ATMs and then I used cash everywhere else.
If you're at like a gas station or grocery store or something or eating out, you can run it as credit, you just have to sign the machine or credit card slip as opposed to putting in a PIN number.