Nope...a HINT: it's not from a video-game.
This game is like FF8 in that the game gets harder the higher your level gets. I'd suggest doing the Main Quest before you get too high. Being a Master of Sneak at such a low-level is fun, and it gives you the extra edge. In the first gate, at Kvatch, I was killing scamps with my bow, in plain view, and they never detected me long enough to locate me. All critical-damage shots ftw!
Although, unlike FF8, you do need to level-up to be able to use some of the more powerful spells and enchantments. Although, during the end of the Fighters' Guild quests, I managed to get a full-set of Blackwood Company armor, which is insane-quality armor for low-levels, and I enchanted everything but the gauntlets with 7% Shield...I enchanted the Gauntlets with strength and endurance(i think) bonuses. The enchantment decreases the durability, but my defense rating is at 85...LOL...oh yeah, speaking of armor, I remembered I'm also a Master of Light Armor and a Master of Heavy Armor too...and I think I'm an Expert Armorer as well so repairing the armor really isn't a problem as long as i can get out of hostile areas long enough to repair it.
[edit] y'know what, i'm just gonna load it up and see exactly what i have in terms of skills...