I don't like facial hair on a guy. Sometimes a 5 o'clock beard can be pulled off (stubble, shadow, whatever) but facial hair is gross and trashy. And obviously like you said with the back hair, and I'm really weird about guys with hairy stomachs. Yuck.
As for women, we should be shaved, no doubt. Sometimes in the winter I'll let my legs go for a few days if no one can see them.