RPGs have lots of stuff. Are you a stats gamer, or a looks gamer?
I will very often sacrifice statistical benefits for the sake of looking as cool as possible. In Skyrim, I currently wear Master Robes with Blades Gauntlets and Boots. I usually rely of Skin spells for defence, because my god I die quickly. But it looks coooool, man. Cooooooool.
Morrowind and Dragon's Dogma are great games for someone like me. They, as one would in real life, allow you to wear some clothing with armour, and Morrowind even lets you customise pauldrons! It makes me happy making a heavily armoured left arm for my shield-bearing warrior, as I can keep his right arm light for quick attacks with his short swords.
Ooh, Mount and Blade is also great for this. I love looking cool!