I suppose it depends on how you see financial responsibility. I pay all my bills and always have food to eat, but pretty much live paycheck to paycheck because I spend whatever money is left over on whatever I want.

Actually, this is only not ideal for me right now because of an unfortunate series of events which has led to me utilizing my emergency credit cards more often than I would like in the past few months.

But I still do what I want with my moneys.