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My bank
Or should I say ex-bank
I had x amount of dollars in checking and more amount of dollars in savings. When I signed up at the bank they asked me repeatedly if I wanted overdraft service and I repeatedly said "No. If the money isn't there, just don't let the transaction go through"
So a while goes by and sharky and I go to some restaurant called something like "Smokehouse" that serves smoked meats and stuff. I decided I would pay, but apparently I didn't have enough. So, as I discussed with the bank, the transaction should have been rejected.
What happened INSTEAD, was they overdrafted my account, charged me A LOT of money for doing that, and then took ALL of the money out of my savings and put it in my checking account. They told me NOTHING about this. Apparently they needed to take several hundred dollars from savings to checking because I was short like $15
So about a month goes by and I check on my bank stuff and as it turns out, they shut down my checking account because they said A) it was inactive (a month is not inactive btw) and B) there was suspicious activity. HOW COULD THERE HAVE BEEN SUSPICIOUS ACTIVITY IF THERE WAS NO ACTIVITY? And OF COURSE they couldn't tell me what the suspicious activity was
But not to worry, they left my savings account open. You know, the one that they took ALL of the money out of, and put in to the checking account that they closed. Which meant I lost all of that money
And customer service could not believe that I was upset over losing all of my money for nonsense like that. There wasn't a lot in there, but it was a lot for me, close to $300 I think. And yeah the guy literally could not understand why I was upset about them doing this and not giving me my money back. Oh yeah, and the dude was totally judgmental of me going to a place called "Smokehouse" or whatever it was called because he thought it was some smoke shop where I was buying stuff to smoke pot. Like are you smurfing kidding me
Oh and it gets better. They apparently decided that wasn't enough and have blacklisted me from opening another bank account until I pay them MORE money because they had to do stuff like overdraft me and shut down my account
I hate them so much I can't even
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