Quote Originally Posted by I'm my own MILF View Post
ITT people who believe income actually matches necessary outgoings for many people. BoB especially has no clue what he is talking about and especially when he says people on JSA somehow "make it their living" or whatever that mindless nonsense was.
I know a lot of people who have financial woes and I know a lot of people who earn a notable amount less than they do but get by just fine because they live within their means (some pay rent, too, just a very minimal amount because they live with a large number of people). I also know people who are happy enough to live off the government with no job whatsoever. You can ask Danielle, she knows them too. =P

So don't go around saying I have no clue when I have seen first hand the evidence that such things do bloody well happen. False accusations are a terrible thing and they certainly don't flatter you, MILF.

Also, pretty sure that a large number of people in this thread have said a hell of a lot more than "budgeting". Suggestions have ranged from cutting cigarettes to moving house. Budgeting just happens to be a massively important step to the whole damned lot of it. When people complain about finances and don't budget, then I'm sorry but what can you do besides first advising them to start budgeting? If they don't want to, then it's their own fault. If they do want to but it's not helping enough, then they need to go to companies like that which Psychotic works for and ask for professional advice. Again: You can't just ask for sympathy. Sympathy will not help your financial situation and your financial situation is an important thing. If your outgoings are more than your incomings then you need to take action until the problem is solved. Bitch at me because I might not be in such a situation and "don't understand" (because clearly everyone here has known about my financial situation all my life o_o I didn't learn to be a tight bastard by having a lot of money), but that doesn't make what I'm saying any less true.

If I didn't give a rat's arse about any of you I wouldn't offer you advice. So before you yell at me, consider the fact that I'm giving advice because I care about you bastards and I want to help. If you aren't willing to take the advice, then I ask of you: Why not?

If you really want to put me to the test, send me your incomings and outgoings and your living location and whatnot. I'll tell you what I'd do in your situation. *shrug* Might not be a quick thing though as I'd have to do a notable amount of research into your options. You'd still be better off contacting a company who specialise in this sort of thing, too. C'mon, Psychotic works for them. How bad can they be?