Monks are awesome. The only not awesome part of it is that black belt costs a kidney, liver and half a lung. You can be an all right monk without that, though, but you'll probably constantly be like "man i wish i had a black belt". That is true for me, at least.
There is nothing you can do that would break your character forever, except creating a male elvaan because they are hideous, except the one that looks like Sean Connery. Other than that, no gear is permanent, no job is permanent, no nation is permanent, and there is nothing you can to that would make you unable to get any sort of significant item later in the game.
All races are "acceptable" for all jobs, even if some races are inarguably better than others for some jobs. However, because you can freely change jobs almost anytime, choosing your race for its performance in one single job is kind of a bad idea. The only significant difference between the races is the HP/MP of galkas and tarus. Galkas will have insanely much more HP than tarus, tarus will have insanely much more MP than galkas. All other stat differences between races are small enough for it to be possible for gear to make up for most of it.





Reply With Quote